{"id":9777,"date":"2025-09-15T14:08:05","date_gmt":"2025-09-15T13:08:05","guid":{"rendered":"https:\/\/www.swisnot.ch\/?post_type=actualites&#038;p=9777"},"modified":"2025-09-15T14:08:05","modified_gmt":"2025-09-15T13:08:05","slug":"preter-de-largent-a-ses-enfants","status":"publish","type":"actualites","link":"https:\/\/www.swisnot.ch\/de\/actualites\/preter-de-largent-a-ses-enfants\/","title":{"rendered":"Pr\u00eater de l\u2019argent \u00e0 ses enfants ?"},"content":{"rendered":"<div id='av_section_1'  class='avia-section av-av_section-3ef07c12a2bb1670acbb6a6393332f22 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-9777'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mfl4x62w-9a52798d46d91c5ad98cb56b7608cdb7\">\n#top .av-special-heading.av-mfl4x62w-9a52798d46d91c5ad98cb56b7608cdb7{\npadding-bottom:10px;\nfont-size:36px;\n}\nbody .av-special-heading.av-mfl4x62w-9a52798d46d91c5ad98cb56b7608cdb7 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-mfl4x62w-9a52798d46d91c5ad98cb56b7608cdb7 .av-special-heading-tag{\nfont-size:36px;\n}\n.av-special-heading.av-mfl4x62w-9a52798d46d91c5ad98cb56b7608cdb7 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-mfl4x62w-9a52798d46d91c5ad98cb56b7608cdb7 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-mfl4x62w-9a52798d46d91c5ad98cb56b7608cdb7 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-mfl4x62w-9a52798d46d91c5ad98cb56b7608cdb7 av-special-heading-h1 blockquote modern-quote  avia-builder-el-1  el_before_av_two_third  avia-builder-el-first  av-inherit-size av-linked-heading'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Pr\u00eater de l\u2019argent \u00e0 ses enfants ?<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_third-0a678dcfc3d7d4e5a5705d1394399682\">\n.flex_column.av-av_two_third-0a678dcfc3d7d4e5a5705d1394399682{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_two_third-0a678dcfc3d7d4e5a5705d1394399682 av_two_third  avia-builder-el-2  el_after_av_heading  el_before_av_one_fourth  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mfl4xdya-a6c812bd5c93c7fbaa9ff7c87ab8d14a\">\n#top .av-special-heading.av-mfl4xdya-a6c812bd5c93c7fbaa9ff7c87ab8d14a{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-mfl4xdya-a6c812bd5c93c7fbaa9ff7c87ab8d14a .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mfl4xdya-a6c812bd5c93c7fbaa9ff7c87ab8d14a .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mfl4xdya-a6c812bd5c93c7fbaa9ff7c87ab8d14a av-special-heading-h2 blockquote modern-quote  avia-builder-el-3  el_before_av_textblock  avia-builder-el-first  av-linked-heading'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >L\u2019un d\u2019entre eux a besoin d\u2019un coup de pouce pour acheter un bien, mais quelle est la meilleure mani\u00e8re de l\u2019aider : pr\u00eat ou donation ?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-mfl4yhlr-e30193a845064bc5bc15d76f9de26b41 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Votre enfant veut acheter son premier bien im-mobilier et a besoin d\u2019un coup de pouce pour compl\u00e9ter les fonds propres n\u00e9cessaires. En tant que parent, vous \u00eates pr\u00eat \u00e0 l\u2019aider. Mais comment faire\u2005: pr\u00eat ou donation\u2005? Et si vous avez plusieurs enfants, comment faire\u2005? Quelles questions se poser pour \u00e9viter que ce geste g\u00e9n\u00e9reux ne devienne un vrai casse-t\u00eate\u2005?<\/p>\n<p><strong>Du point de vue de la banque<\/strong><\/p>\n<p>Lorsque votre enfant sollicite un pr\u00eat hypoth\u00e9caire, la banque exige qu\u2019il finance au moins 20\u2005% de la valeur du bien avec ses propres fonds, dont 10\u2005% au minimum doivent provenir de sources hors caisse de pension. La banque pourrait refuser de consid\u00e9rer votre avance comme des fonds disponibles, si vous stipuliez que c\u2019est un pr\u00eat familial, m\u00eame s\u2019il est sans int\u00e9r\u00eats ni obligation de remboursement.<\/p>\n<p><strong>Du point de vue familial<\/strong><\/p>\n<p>De nombreux parents souhaitent \u00ab\u2005pr\u00eater\u2005\u00bb sans trop formaliser. On donne, on aide, on n\u2019\u00e9crit rien. Mais le temps passe, les paroles peuvent \u00eatre oubli\u00e9es, d\u00e9form\u00e9es ou contest\u00e9es. En droit, il est important de d\u00e9cider entre les alternatives possibles.<\/p>\n<p>Une donation\u2005: on donne sans attendre de remboursement. C\u2019est d\u00e9finitif. Mais que se passerait-il si, plus tard, vos finances se p\u00e9joraient\u2005? \u00c0 noter que si vous entrez en EMS un jour, cette donation sera prise en compte pour le calcul et peut alors r\u00e9duire (ou annihiler) une \u00e9ventuelle aide financi\u00e8re.<br \/>\nD\u2019un point de vue fiscal, bonne nouvelle\u2005: depuis le 1<sup>er<\/sup> janvier 2025, le seuil d\u2019exon\u00e9ration de l\u2019imp\u00f4t sur les donations dans le canton de Vaud est pass\u00e9 de 50\u2005000 francs \u00e0 300\u2005000 francs par enfant et ann\u00e9e civile.<\/p>\n<p>Un pr\u00eat\u2005: vous restez cr\u00e9ancier du montant, avec possibilit\u00e9 de r\u00e9clamer le remboursement. Le pr\u00eat peut \u00eatre convenu avec ou sans int\u00e9r\u00eat.<\/p>\n<p>Il n\u2019y a pas de bonne ou de mauvaise solution. Tout d\u00e9pend de votre situation, de vos besoins futurs, de votre lien avec votre enfant. Mais il faut d\u00e9cider et documenter.<\/p>\n<p><strong>Du point de vue de la succession<\/strong><\/p>\n<p>Si vous avez plusieurs enfants, une donation \u00e0 l\u2019un d\u2019eux seulement d\u00e9s\u00e9quilibre la r\u00e9partition de votre h\u00e9ritage. Souhaitez-vous que votre avance soit prise en compte lors du partage successoral\u2005? Deux options s\u2019offrent \u00e0 vous.<\/p>\n<p>Vous consid\u00e9rez cette aide comme un avancement d\u2019hoirie\u2005: le montant sera imput\u00e9 sur la part d\u2019h\u00e9ritage du b\u00e9n\u00e9ficiaire.<\/p>\n<p>Vous la consid\u00e9rez comme un cadeau, en sus de la future part successorale\u2005: les autres enfants ne pourront pas s\u2019y opposer et r\u00e9clamer la diff\u00e9rence\u2026 sauf si cette attribution va au-del\u00e0 de leur part successorale minimale et viole les r\u00e8gles l\u00e9gales sur la r\u00e9serve h\u00e9r\u00e9ditaire.<\/p>\n<p>Dans tous les cas, il est pr\u00e9f\u00e9rable de formaliser l\u2019avance faite dans un testament ou dans un pacte successoral. Cela \u00e9vite les malentendus et les disputes entre fr\u00e8res et s\u0153urs.<\/p>\n<p>Vous h\u00e9sitez encore\u2005? Votre notaire peut vous aider \u00e0 choisir la meilleure solution pour vous et vos enfants.<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_fourth-f7c1061df29de8cca6b42fcf455fe4a0\">\n.flex_column.av-av_one_fourth-f7c1061df29de8cca6b42fcf455fe4a0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_fourth-f7c1061df29de8cca6b42fcf455fe4a0 av_one_fourth  avia-builder-el-5  el_after_av_two_third  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><p><section  class='avia-team-member trs-notaire-author   avia-builder-el-6  el_before_av_heading  avia-builder-el-first '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Person\" ><div class='team-img-container'><a href=\"https:\/\/www.swisnot.ch\/de\/notaire\/laydu-molinari-sandra\/\"><img decoding=\"async\" width=\"206\" height=\"268\" fetchpriority=\"high\" class='wp-image-3945 avia-img-lazy-loading-not-3945 avia_image avia_image_team' src=\"https:\/\/www.swisnot.ch\/wp\/wp-content\/uploads\/2021\/05\/laydumolinari_sandra.jpg\" alt='Laydu Molinari Sandra'  itemprop=\"image\"  \/><\/a><div class='team-social'><div class='team-social-inner'><span class='hidden av_member_url_markup '  itemprop=\"url\" >https:\/\/www.swisnot.ch\/de\/notaire\/laydu-molinari-sandra\/<\/span><a rel='v:url' data-avia-tooltip=\"Page d\u00e9di\u00e9e\" target='_blank' class=' avia-team-icon ' href='https:\/\/www.swisnot.ch\/de\/notaire\/laydu-molinari-sandra\/' aria-hidden='true' data-av_icon='\ue80a' data-av_iconfont='entypo-fontello'><\/a><\/div><\/div><\/div><h3 class='team-member-name'    itemprop=\"name\" >Laydu Molinari Sandra<\/h3><div class='team-member-job-title '   itemprop=\"jobTitle\" >Notaire chez <strong><a href=\"https:\/\/www.swisnot.ch\/de\/etudes_notaires\/acta-notaires-associes-montreux\/\" target=\"_blank\">ACTA Notaries Associ\u00e9s Montreux<\/a><\/strong> (VD-DE)<\/div><span class='hidden team-member-affiliation'  itemprop=\"affiliation\" >swisNot - Le r\u00e9seau notarial suisse<\/span><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mfl4yr25-ce0086e149e63d658167cb5c2612c200\">\n#top .av-special-heading.av-mfl4yr25-ce0086e149e63d658167cb5c2612c200{\npadding-bottom:0;\ncolor:#98012e;\n}\nbody .av-special-heading.av-mfl4yr25-ce0086e149e63d658167cb5c2612c200 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mfl4yr25-ce0086e149e63d658167cb5c2612c200 .special-heading-inner-border{\nborder-color:#98012e;\n}\n.av-special-heading.av-mfl4yr25-ce0086e149e63d658167cb5c2612c200 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mfl4yr25-ce0086e149e63d658167cb5c2612c200 av-special-heading-h3 custom-color-heading blockquote modern-quote  avia-builder-el-7  el_after_trs_notaire_author  el_before_av_iconlist  av-linked-heading'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >\u00e0 retenir <\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mfl4ztmv-e043b88aaac4d69df52c40e628405af3\">\n#top .avia-icon-list-container.av-mfl4ztmv-e043b88aaac4d69df52c40e628405af3 .iconlist_icon{\ncolor:#b02b2c;\nfont-size:16px;\n}\n#top .avia-icon-list-container.av-mfl4ztmv-e043b88aaac4d69df52c40e628405af3 .iconlist_icon svg:first-child{\nstroke:#b02b2c;\nfill:#b02b2c;\nheight:16px;\nwidth:16px;\n}\n#top #wrap_all .avia-icon-list-container.av-mfl4ztmv-e043b88aaac4d69df52c40e628405af3 .av_iconlist_title{\nfont-size:16px;\n}\n<\/style>\n<div  class='avia-icon-list-container av-mfl4ztmv-e043b88aaac4d69df52c40e628405af3  avia-builder-el-8  el_after_av_heading  el_before_av_button '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-small av-mfl4ztmv-e043b88aaac4d69df52c40e628405af3 avia-iconlist-animate'>\n<li><div class='iconlist_icon av-mfl4z5q1-3915def0ef3e7cc0ab8d7ccc48b7c9fe avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue812' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: \"><\/header><div class='iconlist_content '  itemprop=\"text\" ><p style=\"text-align: justify;\">Distinguez don et pr\u00eat\u2005: choisissez la forme \u00e0 votre situation, de mani\u00e8re claire.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-mfl4zgyu-4cfacdb4c0f67d8af652b1667c649371 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue812' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: \"><\/header><div class='iconlist_content '  itemprop=\"text\" ><p style=\"text-align: justify;\">Mettez les choses par \u00e9crit, m\u00eame au sein de la famille. Ce n\u2019est pas un manque de confiance, mais un souci de pr\u00e9voyance.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-mfl4zs78-b05a5543962a0587e1c6ace606a6a5da avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue812' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: \"><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>Pensez \u00e0 l\u2019impact sur votre succession\u2005: chaque geste compte et peut \u00eatre contest\u00e9 s\u2019il n\u2019est pas d\u00e9fini dans le cadre l\u00e9gal.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><br \/>\n<div  class='avia-button-wrap av-mfl533ca-fac5dd1b090dde868a3e112ccaf15029-wrap avia-button-center  avia-builder-el-9  el_after_av_iconlist  el_before_av_heading  trs-pdf-button'><a href='https:\/\/www.swisnot.ch\/wp\/wp-content\/uploads\/2025\/09\/Preter_de_largent_a_ses_enfants.pdf'  class='avia-button av-mfl533ca-fac5dd1b090dde868a3e112ccaf15029 av-link-btn avia-icon_select-yes-left-icon avia-size-medium avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\" Article (PDF)\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue84d' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' > Article (PDF)<\/span><\/a><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-89aef469868d0d20d934c6bcc2fbd519\">\n#top .av-special-heading.av-av_heading-89aef469868d0d20d934c6bcc2fbd519{\nmargin:10px 0 0 0;\npadding-bottom:10px;\n}\nbody .av-special-heading.av-av_heading-89aef469868d0d20d934c6bcc2fbd519 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-89aef469868d0d20d934c6bcc2fbd519 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-89aef469868d0d20d934c6bcc2fbd519 av-special-heading-h6 meta-heading blockquote modern-quote modern-centered  avia-builder-el-10  el_after_av_button  avia-builder-el-last '><h6 class='av-special-heading-tag '  itemprop=\"headline\"  >Publi\u00e9 dans le magazine g\u00e9n\u00e9rations par les notaires de swisNot<\/h6><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p><\/div><\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section av-av_section-46ce1733c35ae24b9d75b0cc88a8631c main_color avia-section-default avia-no-border-styling  avia-builder-el-11  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-9777'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-e0fd89ff5bb5365333703156ecfb8088\">\n#top .av-special-heading.av-av_heading-e0fd89ff5bb5365333703156ecfb8088{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-av_heading-e0fd89ff5bb5365333703156ecfb8088 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-e0fd89ff5bb5365333703156ecfb8088 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-e0fd89ff5bb5365333703156ecfb8088 av-special-heading-h3 blockquote modern-quote  avia-builder-el-12  el_before_av_masonry_entries  avia-builder-el-no-sibling  trs-special-underline'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Plus d\u2019actualit\u00e9s swisNot <\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div id='av-masonry-1' class='av-masonry av-av_masonry_entries-355491b55a5aba908cd5ea1fad2f6346 noHover av-fixed-size av-large-gap av-hover-overlay-active av-masonry-animation-active av-masonry-col-flexible av-caption-always av-caption-style- av-masonry-entries ' data-post_id=\"9777\"><div class=\"av-masonry-container isotope av-js-disabled\"><div class='av-masonry-entry isotope-item av-masonry-item-no-image all_sort'><\/div><a href=\"https:\/\/www.swisnot.ch\/de\/actualites\/revision-du-droit-des-successions\/\"  id='av-masonry-1-item-7888' data-av-masonry-item='7888' class='av-masonry-entry isotope-item post-7888 actualites type-actualites status-publish hentry all_sort av-masonry-item-no-image' title=\"R\u00e9vision du droit des successions\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >R\u00e9vision du droit des successions<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><a href=\"https:\/\/www.swisnot.ch\/de\/actualites\/le-casse-tete-de-la-succession-dans-les-familles-recomposees\/\"  id='av-masonry-1-item-9834' data-av-masonry-item='9834' class='av-masonry-entry isotope-item post-9834 actualites type-actualites status-publish hentry all_sort av-masonry-item-no-image' title=\"Le casse-t\u00eate de la succession dans les familles recompos\u00e9es\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >Le casse-t\u00eate de la succession dans les familles recompos\u00e9es<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><a href=\"https:\/\/www.swisnot.ch\/de\/actualites\/la-procuration-ne-suffit-pas-toujours\/\"  id='av-masonry-1-item-9826' data-av-masonry-item='9826' class='av-masonry-entry isotope-item post-9826 actualites type-actualites status-publish hentry all_sort av-masonry-item-no-image' title=\"La procuration ne suffit pas toujours\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >La procuration ne suffit pas toujours<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><a href=\"https:\/\/www.swisnot.ch\/de\/actualites\/donations-un-geste-a-double-tranchant\/\"  id='av-masonry-1-item-9821' data-av-masonry-item='9821' class='av-masonry-entry isotope-item post-9821 actualites type-actualites status-publish hentry all_sort av-masonry-item-no-image' title=\"Donations, un geste \u00e0 double tranchant\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><figcaption class='av-inner-masonry-content 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class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >Et si vous n\u2019\u00e9tiez plus en mesure de d\u00e9cider ?<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><a href=\"https:\/\/www.swisnot.ch\/de\/actualites\/preter-de-largent-a-ses-enfants\/\"  id='av-masonry-1-item-9777' data-av-masonry-item='9777' class='av-masonry-entry isotope-item post-9777 actualites type-actualites status-publish hentry all_sort av-masonry-item-no-image' title=\"Pr\u00eater de l\u2019argent \u00e0 ses enfants ?\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >Pr\u00eater de l\u2019argent \u00e0 ses enfants ?<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><\/div><a class='av-masonry-pagination av-masonry-load-more' href='#load-more'  data-post_type='actualites'  data-link='category, 15'  data-term_rel='IN'  data-wc_prod_visible=''  data-wc_prod_hidden='hide'  data-wc_prod_featured=''  data-wc_prod_sale=''  data-prod_order_by=''  data-prod_order=''  data-date_filter=''  data-date_filter_start=''  data-date_filter_end=''  data-date_filter_format='yy\/mm\/dd'  data-period_filter_unit_1=''  data-period_filter_unit_2=''  data-page_element_filter=''  data-sort='yes'  data-query_orderby='date'  data-query_order='DESC'  data-caption_elements='title'  data-caption_styling=''  data-caption_display='always'  data-img_copyright=''  data-size='fixed masonry'  data-orientation=''  data-image_size='masonry'  data-gap='large'  data-columns='flexible'  data-av-desktop-columns=''  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data-container_class='av-masonry-entries'  data-auto_ratio='1.7'  data-set_breadcrumb='1'  data-custom_markup=''  data-taxonomy='category'  data-categories=''  data-avno='46c1e4e122'>Mehr laden<\/a><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019un d\u2019entre eux a besoin d\u2019un coup de pouce pour acheter un bien, mais quelle est la meilleure mani\u00e8re de l\u2019aider : pr\u00eat ou donation ?<\/p>\n","protected":false},"menu_order":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"class_list":["post-9777","actualites","type-actualites","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00eater de l\u2019argent \u00e0 ses enfants ? - swisNot - Le r\u00e9seau notarial suisse<\/title>\n<meta name=\"description\" content=\"swisNot, le r\u00e9seau notarial suisse, votre partenaire en mati\u00e8re juridique et 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